This client agreement, together with any Schedule(s) and accompanying documents, as amended from time to time (hereafter the “Agreement”), sets out the terms of the contract between you and Oxarta (https://oxarta.com).

Acceptance of Terms

By clicking “I AGREE” below, you confirm that:

• You understand all terms and that these Terms and Conditions, together with all policies, form an inseparable part of a binding agreement between you and Oxarta (the “Agreement”).
• You are over 18, and the information provided in this application is true, accurate, and complete. You will notify Oxarta of any material changes.
• Oxarta may not be able to ascertain the appropriateness of any product for you, including due to lack of experience or undisclosed information.
• You have provided full, accurate, and truthful details, including your residential address and identity. Oxarta may amend any terms in this Agreement by posting such information on our website.
• You have had the opportunity to trade on a demo platform and/or read a tutorial, and you understand how to trade and the risks involved. You have read and understood the risks associated with trading in cryptocurrencies.
• By filling out the Subscription Form, you request and agree to open an account and confirm that you have read and understood all policies, including the Risk Disclosure and Terms and Conditions.

Preamble

Oxarta offers access to its website and services to clients who accept these Terms and Conditions. By using the website, you explicitly confirm that you have read and agree to these Terms and Conditions. Our obligations are subject to any limits or restrictions agreed in writing and any statutory, regulatory, legal, or market requirements.

You must read and accept these Terms and Conditions to benefit from the services provided by Oxarta. The Agreement is effective upon acceptance. If you do not agree to be bound by these terms, inform us in writing. Oxarta may amend these terms, and such changes will be posted online. You may be required to accept the new terms to continue trading.

To be eligible to trade with Oxarta, you must be over 18 and fully understand the risks involved. You acknowledge that you have the knowledge and experience to trade and understand the associated risks. Oxarta is not responsible for any damage or loss and does not verify whether you possess sufficient knowledge or whether your trading choices are suitable.

You must ensure that trading and investments comply with legal restrictions in your jurisdiction. Accessing our website and tools does not necessarily mean it is legal in your country. You declare that the funds used for trading do not originate from criminal activity or breach any law, in accordance with Estonian Governing laws.

Do not abuse the license or services provided. By accepting these Terms, you are granted a limited license, but you cannot deep-link to the website or copy and resell materials appearing on Oxarta. Information provided by us should be used solely for executing transactions within Oxarta. Closing or suspending your account due to a breach of these terms, including the Acceptable Use Policy, may result in losses due to the closing of positions. Providing false or inaccurate information may lead to termination of your access to our services.

Under no circumstances shall Oxarta or its employees be liable for lost profits or any damage occurring during trading, including negligence. In any proven circumstance, Oxarta’s liability is limited to the last monthly commissions received from funds you transferred or deposited in your trading account.

Permitted Use

Users must be 18 or older and legally permitted to use this Site under Estonian Governing laws. You represent that you have full legal capacity to enter into legally binding agreements. Commercial, serial, or automated use of this Site is prohibited. Data mining, data gathering, bandwidth theft, offline browsing plug-ins, software downloads, or batch access, except through common web browsers, are strictly forbidden.

Your Account and Bank Account

Upon receipt of your application, Oxarta may conduct credit or other checks, including obtaining references from your bank, employer, or credit agencies. Credit reference agencies will record search details, whether your application proceeds or not. We reserve the right to perform further credit checks during the Agreement’s term.

You acknowledge that we may use credit scoring to assess your application, which may affect our decision to accept or modify how your account operates. You must notify us immediately of any material changes to your Application Form information. If your application is accepted, we will open an account and provide a user ID and account number, which you must not disclose to third parties. You will assist us in investigating any misuse of your account.

Oxarta is not obliged to confirm the identity of anyone using your account. We may make payments owed to you to a single account for all sums. Funds appearing in your account may include bonuses, incentives, or other sums not directly deposited or gained from trading (“Non-Deposited Funds”). Unless explicitly agreed, Non-Deposited Funds are not available for immediate withdrawal and may be assigned to your account for technical purposes.

Oxarta reserves the right to reclaim any Non-Deposited Funds if withdrawn. You confirm that your Bank Account details are complete and accurate, and you will notify us of changes. Unless otherwise agreed, the Bank Account must be in your country of main residence. Oxarta is not obliged to transfer or accept monies from any account other than the designated Bank Account.

Except in cases of fraud (excluding third-party fraud), Oxarta does not accept responsibility for losses due to trading on funds deposited or credited in error. We reserve the right to close or suspend your account and adjust allowable margin due to market volatility without prior notice.

Multiple Accounts

Each account is treated separately unless otherwise agreed. Credit on one account does not discharge liabilities in another account unless we exercise our rights under this Agreement.

Joint Accounts/Beneficiaries

For accounts held by multiple users or entities, all beneficiaries or signatories must approve withdrawals.

Linking to This Site

Creating or maintaining links to this Site without Oxarta’s written permission is prohibited. Displaying this Site in frames or similar means on another site without permission is forbidden. Permitted links must comply with applicable laws, rules, regulations, and ethical internet conduct.

IP and Copyright Notice

All content on this Site, including texts, graphics, sounds, designs, applications, and code, is protected by copyright, trademark, and other laws. Content may not be used except as permitted in these Terms or with prior written permission from Oxarta. Unauthorized use may violate copyright, trademark, privacy, publicity, or other laws.

Force Majeure

Oxarta incurs no liability for partial or non-performance of obligations due to causes beyond our reasonable control, including communication, system, or computer failures, market defaults, or changes in Estonian Governing laws. Events considered force majeure include civil unrest, terrorism, strikes, riots, power or communication failures, excessive market volatility, or suspension/closure of underlying markets. In such events, Oxarta may alter trading times, margin requirements, or close/cancel open contracts/positions.

Trademarks

Trademarks, trade names, service marks, and logos on this Site belong to Oxarta or its affiliates. Other trademarks belong to their respective owners. No license to use these trademarks is granted without written permission.

Logins Security

You are responsible for maintaining your account, including ensuring sufficient margin. Each account is treated separately unless agreed otherwise. Anyone using your login is deemed authorized, and Oxarta will act on their instructions without further confirmation. Transaction fees will apply.

Unlawful Usage

You are prohibited from using this Site unlawfully, including actions that violate gambling, securities, taxation, or anti-money laundering laws. Oxarta does not encourage conduct that is a criminal offense or gives rise to civil liability. If we determine you have violated these prohibitions, we may take actions, including removing you from the Site, and cooperate with law enforcement.

You undertake to provide true, accurate, complete, and up-to-date information and to indemnify Oxarta against liabilities arising from misuse, abuse, or breach of these Terms or any applicable laws.

No Warranties

This Site is provided “AS IS” without warranties of merchantability, fitness for a particular purpose, or non-infringement. You must carefully read the Risk Warning Notice and all documents supplied with this Agreement. Do not submit the Online Application Form if you are unsure of the Agreement’s effects or risks.

Oxarta does not regulate or verify information published on this Site. Our responsibility is to facilitate trading and provide useful information. Oxarta is not liable for denial of service, third-party information, or technical faults beyond our control. We do not guarantee website access at all times or locations or warrant the accuracy or completeness of content.

Oxarta does not provide advisory services unless explicitly stated. All transactions and decisions are at your discretion and risk. We are not liable for damages or viruses affecting your equipment from accessing or downloading content from this Site.

Limitation of Liability

Oxarta, its officers, directors, employees, affiliates, or agents are not liable for indirect, special, punitive, incidental, or consequential damages (including lost profits, data, or business interruption) arising from the use or inability to use this Site, regardless of legal theory. Your sole remedy for issues with the Site is to cease using it. Registered users may receive a return of fees paid within the previous month for services fully denied due to Oxarta’s actions. Claims against Oxarta become obsolete within 12 months.

Revisions to Terms

Oxarta may amend, add to, or revoke these Terms at its sole discretion without notice. Amendments are effective upon posting on the Site. You should review these Terms regularly. These Terms were last updated on August 11, 2025.

Termination

You or Oxarta may suspend or terminate your account or use of this Site at any time for any reason. Except for withdrawing accumulated funds, you are not entitled to remedies for discontinuing services, subject to our Withdrawal Policy and applicable laws.

Security and Privacy

Oxarta employs reasonable physical, electronic, and managerial procedures to safeguard collected information. See our Privacy Policy for details.

Assignment to Third Parties

Oxarta may assign, grant, transfer, or sublicense any rights, including those related to information or data, to third parties. You may not assign this Agreement.

No Waiver

Oxarta’s failure to exercise any right or remedy does not preclude future enforcement.

Severability

If any provision is deemed void or invalid, it will be severed without affecting the validity of remaining provisions.

Contact Us

For questions or concerns, contact us anytime via our customer support.

Deposit and Withdrawal Policy

Deposits

You must deposit funds from a single source (e.g., bank account) in your name and country of residence. SWIFT confirmation must be sent to Oxarta to verify the origin of funds. Non-compliance may prevent deposits via Bank/Wire Transfer. Accounts inactive for three months are subject to a 10% monthly deduction.

Withdrawals

Withdrawals must be made to the same bank account or credit/debit card used for deposits, in the same currency. Additional fees or restrictions may apply for alternative payment methods. Withdrawal processing fees will be deducted from the transferred amount (see Oxarta’s fee schedule). Oxarta may execute withdrawals to a different facility, subject to Anti-Money Laundering regulations. Additional documentation may be required.

Non-Deposited Funds

Non-Deposited Funds (e.g., bonuses) are not available for withdrawal unless explicitly agreed. Bonuses require a minimum trading volume of 30 times the deposit amount plus the bonus. Oxarta may reclaim withdrawn Non-Deposited Funds.

Submitting a Withdrawal Request

To process a withdrawal:

1. Print and complete the withdrawal form from the client portal.
2. Sign the form.
3. Send a scanned copy (JPG, GIF, PNG, or non-password-protected PDF) via email.
4. Ensure all compliance documentation is approved by Oxarta’s compliance officer.
5. The beneficiary name must match the account holder’s name. Third-party transfers are not processed.
6. Monitor your account to ensure sufficient margin before submitting, as withdrawals may impact open positions.

Processing Time

Withdrawals are processed within 2–5 working days. Funds may take up to 5 business days to reach your bank or credit card, or longer due to security procedures. Oxarta is not responsible for delays caused by your bank or credit card provider. Funds are released once debited from our account, which may take 2–14 working days to reflect on your account.

Additional Charges

Intermediary bank fees may apply for wire transfers, which are beyond Oxarta’s control. Check with your financial institution for details.

Credit/Debit Cards

For deposits via credit card in a currency other than USD, your card will be debited based on the applicable exchange rate, and additional fees may apply. Withdrawals to credit cards are limited to the deposited amount; larger amounts must be wire-transferred to a bank account.

Currency

Accounts may hold different currencies, with PLN, USD, and EUR as Base Currencies. Other currencies are converted at Oxarta’s discretion. Trades and deductions are settled in the relevant currency, or in any currency using the Exchange Rate if the balance is insufficient.

Risk Disclosure and Disclaimer

Trading cryptocurrencies involves significant risk and is not suitable for all investors. You may lose some or all of your invested capital. Oxarta does not manage or advise on investments and provides tools and guidance for trading. Financial instruments traded on Oxarta are not exchange-traded or readily realizable.

Risks include:

• High volatility compared to traditional investments.
• No guarantee of performance or profitability.
• Potential for partial or total loss of investment.

You confirm understanding these risks and should not trade with capital you cannot afford to lose. Oxarta is not responsible for third-party information or content accuracy.

Acceptable Use Policy (AUP)

Breaching this AUP may result in monetary or other damages to Oxarta or third parties. Oxarta may seek remedies, including injunctive relief. Prohibited activities include:

• Unauthorized automated access to systems.
• Latency exploitation, coordinated trading, or reverse engineering.
• Fraudulent or criminal activity.
• Uploading offensive, abusive, or infringing material.
• Spamming or unsolicited advertising.
• Actions detrimental to Oxarta’s services, reputation, or customers.
• Network interference, denial of service attacks, or security breaches.
• Transmitting viruses, malware, or tools compromising security.

Oxarta reserves the right to cancel deals, hold funds, or demand restitution for AUP violations. You may not allow non-clients to use the system or copy/distribute its content. Trademarks may only be used with written consent.

Network Security

You must not violate or attempt to violate Oxarta’s security, including unauthorized access, probing, or interfering with networks or accounts.

Violation of AUP

Oxarta may take measures to ensure compliance, including:

• Requiring clarifications or documentation.
• Preventing system access.
• Repairing or rolling back transactions.
• Offsetting or confiscating funds as required by law.
• Suspending or terminating access.

Oxarta may cooperate with law enforcement if criminal activity is suspected. Violations by indirect users are considered your violations.

Additional Conditions

This policy is not exhaustive, and additional requirements may apply due to regulations, including anti-money laundering policies. Oxarta may amend these Terms at its sole discretion, effective upon posting. For queries, contact us anytime.